Privacy Policy

Last Updated: April 10, 2026

1. Introduction

Capital Dynamics (“Company,” “we,” “our,” or “us”) respects your privacy. This Privacy Policy explains how we collect, use, disclose, and safeguard your personal information when you visit our website, use our services, or communicate with us (collectively, the “Site”). It applies to information collected online (e.g., through web forms, cookies) and offline (e.g., phone calls, written correspondence).

By accessing or using our Site, you consent to the practices described in this Privacy Policy. If you do not agree, please do not use our Site or provide us with your personal information.

We may update this Privacy Policy from time to time. Changes will be posted on this page with a revised “Last Updated” date. Your continued use of the Site after changes are posted constitutes your acceptance of the updated policy.

2. Information We Collect

We collect several types of information from and about you, including:

A. Personal Information You Provide Directly

When you use our Site, contact us, or request a cash offer, you may provide:

• Contact information: Full name, email address, phone number, mailing address.
• Property information: Property address, estimated value, condition details, reason for selling, timeline.
• Financial information: Asking price, mortgage balance (if voluntarily provided), ownership status.
• Communication data: Any messages, questions, or comments you submit through forms, email, or text.

B. Information We Collect Automatically

When you browse our Site, we may automatically collect:

• Usage data: Pages visited, time spent, links clicked, search queries, referral URLs.
• Device data: IP address, browser type and version, operating system, device identifiers.
• Location data: General geographic location derived from IP address (city/region level).

We collect this data using cookies, web beacons, pixels, and similar tracking technologies. See Section 8 (Cookies) for more details.

C. Information from Third Parties

We may receive information about you from:

• Lead generation partners (if you submit your information to a partner site that shares it with us).
• Public records (e.g., property tax records to verify ownership).
• Social media platforms (if you interact with our content on Facebook, Instagram, etc., we may receive your public profile information).

3. How We Use Your Information

We use the information we collect for the following purposes:

SMS Marketing & Transactional Messages: If you check the consent boxes on our forms, we will use your phone number to send you SMS messages as described in Section 6. You may opt out at any time by replying STOP.

4. Sharing Your Information – Our Commitment to NOT Selling

We will not share or sell the personal information gathered through our website with third parties for promotional or marketing purposes.

That means:

• We do not sell your name, phone number, email, address, or property information to any third party for their own marketing.
• We do not participate in data broker exchanges.
• We do not rent or trade our contact lists.

Limited Exceptions Where We May Share Information:

We may share your personal information only in these specific circumstances:

In all cases, service providers are contractually bound to keep your information confidential and may not use it for any purpose other than the specific service they provide to us.

5. Your Privacy Choices and Rights

Depending on where you live, you may have certain rights regarding your personal information. We honor these rights for all users to the extent practicable.

A. Right to Opt Out of SMS Messages

• Method: Reply STOP to any text message from us.
• Effect: You will receive a confirmation message and no further SMS messages unless you re-opt in.
• Timing: Opt-out requests are processed immediately but may take up to 24 hours to fully take effect.

B. Right to Opt Out of Marketing Emails

• Method: Click the “Unsubscribe” link at the bottom of any marketing email.
• Effect: You will no longer receive promotional emails. You may still receive transactional emails (e.g., confirmation of a cash offer).

C. Right to Access, Correct, or Delete Your Information

You may request:

• A copy of the personal information we have about you.
• Correction of inaccurate information.
• Deletion of your personal information (subject to legal retention requirements).

To make a request, contact us at capitaldynamicsinfo@gmail.com or call 806 855 8055. We will respond within 30 days.

D. Right to Withdraw Consent

If you previously consented to SMS or email marketing, you may withdraw your consent at any time using the opt-out methods above.

E. Do Not Track Signals

Our website does not currently respond to “Do Not Track” browser signals because no uniform standard exists. However, you can control cookies as described in Section 8.

6. SMS Consent and Telephone Communications

This section is part of our A2P compliance with SMS providers and carriers.

A. Consent for SMS

When you submit a form on our website, you will see two optional checkboxes:

• Transactional/Informational: Consent to receive SMS about account notifications, customer care, property updates, etc.
• Promotional/Marketing: Consent to receive SMS about offers, market news, and promotional content.

You are not required to check either box to submit the form. If you do not check a box, you will not receive SMS messages from us for that purpose.

B. Message Frequency and Rates

• Message frequency varies depending on your interaction with us.
• Data rates may apply. Check with your mobile carrier.
• We are not responsible for any message delivery delays or failures.

C. Opt-Out Instructions

• Reply STOP to any SMS message to unsubscribe from all future SMS communications from Capital Dynamics.
• After replying STOP, you will receive one confirmation message.
• To re-subscribe, you must submit a new form and check the appropriate consent boxes.

D. Help

• Reply HELP to any SMS message for assistance.
• You may also call us at 806 855 8055.

E. No Sharing of SMS Consent

We do not share your SMS consent information (i.e., the fact that you opted in) with any third party for their own marketing purposes. SMS opt-in data is used solely for the purposes you consented to.

7. Data Security

We implement reasonable administrative, technical, and physical safeguards to protect your personal information against unauthorized access, alteration, disclosure, or destruction. These include:

• SSL/TLS encryption for data transmitted through our forms
• Access controls limiting employee access to personal information
• Regular security audits and software updates
• Secure storage of paper records (where applicable)

However, no method of transmission over the Internet or electronic storage is 100% secure. While we strive to protect your information, we cannot guarantee absolute security. You provide your information at your own risk.

If we become aware of a data breach that affects your personal information, we will notify you and applicable regulators as required by law.

8. Cookies and Tracking Technologies

We use cookies (small text files stored on your device) and similar technologies to:

• Remember your preferences and form inputs
• Analyze site traffic and usage patterns
• Detect and prevent fraud

Types of cookies we use:

Your cookie choices:

• Most browsers allow you to block or delete cookies through settings.
• Blocking essential cookies may prevent our forms from working correctly.
• You can opt out of Google Analytics by installing the Google Analytics Opt-out Browser Addon.

We do not currently use targeted advertising cookies (e.g., Facebook Pixel for retargeting ads) unless we notify you separately.

9. Children’s Privacy

Our website and services are not intended for children under 18 years of age. We do not knowingly collect personal information from minors. If you believe a child has provided us with personal information, please contact us immediately, and we will delete it.

10. Third-Party Links

Our Site may contain links to third-party websites (e.g., title companies, mortgage lenders, mapping services). We are not responsible for the privacy practices or content of those sites. We encourage you to read their privacy policies before providing any personal information.

11. California Privacy Rights (CCPA/CPRA)

If you are a California resident, you have the following additional rights under the California Consumer Privacy Act (CCPA) and California Privacy Rights Act (CPRA):

• Right to Know: Request details about the categories and specific pieces of personal information we have collected, the sources of that information, the business purpose for collection, and the categories of third parties with whom we share it.
• Right to Delete: Request deletion of your personal information, subject to certain exceptions (e.g., we may retain information to complete a transaction or comply with legal obligations).
• Right to Correct: Request correction of inaccurate information.
• Right to Opt Out of Sale/Sharing: We do not sell your personal information, as defined by California law, so there is no need to opt out. We also do not share your information for cross-context behavioral advertising.
• Right to Non-Discrimination: We will not discriminate against you for exercising any of your privacy rights.

To exercise your California rights, contact us at capitaldynamicsinfo@gmail.com or call 806 855 8055. We will verify your identity before responding. You may also authorize an agent to make a request on your behalf.

California Shine the Light: California law also permits residents to request, once per year, a list of third parties to whom we have disclosed personal information for direct marketing purposes. We do not make such disclosures, so no list is required.

12. Nevada Privacy Rights

Nevada residents have the right to opt out of the sale of their personal information. We do not sell personal information as defined by Nevada law. If you still wish to submit an opt-out request, please contact us at capitaldynamicsinfo@gmail.com.

13. Data Retention

We retain your personal information for as long as necessary to fulfill the purposes outlined in this Privacy Policy, unless a longer retention period is required or permitted by law. Specifically:

• Inquiry data (forms, calls, emails): Retained for 24 months from last contact, unless you accept an offer (then retained longer for transaction records).
• Closing documents: Retained for at least 7 years to comply with tax and legal requirements.
• SMS opt-in/opt-out records: Retained for 5 years to demonstrate compliance with A2P regulations.

After the retention period, we securely delete or anonymize your information.

14. International Users

Our website is operated from the United States. If you access our Site from outside the US, please be aware that your information may be transferred to, stored, and processed in the US, where data protection laws may differ from those in your country. By using our Site, you consent to this transfer.

15. Changes to This Privacy Policy

We may revise this Privacy Policy from time to time. The most current version will always be posted on this page with the “Last Updated” date. If we make material changes, we will provide additional notice (e.g., a banner on our homepage or an email to users who have opted in to receive updates). Your continued use of the Site after changes are posted constitutes your acceptance.

16. Contact Us

If you have any questions, concerns, or requests regarding this Privacy Policy or our data practices, please contact us:

Capital Dynamics
Email (general inquiries): capitaldynamicsinfo@gmail.com
Email (support/privacy issues): CDsupportteam@gmail.com
Phone: 806 855 8055

For privacy-specific inquiries, you may also use the email subject line: “PRIVACY REQUEST”